Superannuation


Intended to supplement the age pension or other forms of retirement income, which may not be enough to support an individual's lifestyle in retirement.

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Superannuation


Intended to supplement the age pension or other forms of retirement income, which may not be enough to support an individual's lifestyle in retirement.

TAKE THE QUIZ

"Why Superannution Important"

 

Do you ever ask yourself "Do I need to save for the future" 

It is an important tool for retirement planning and financial security. It provides individuals with a way to save for retirement, access tax benefits, and potentially grow their retirement savings through investment returns.

You need to emphasize and start saving early, be disciplined and patient with investments.

Improve your superannuation:


superannuation is a way for individuals to save and invest money throughout their working lives, with the goal of building a fund that can provide them with regular income in retirement.

Superannuation is about more than just money; it's about ensuring that people can live with dignity and independence in their retirement.

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Nice to meet you,

I'm, Jen Richardson...

the founder and sole director of financial services’ company 123 Financial Group.


Jen Richardson is an exceptional accountant, financial adviser and mortgage broker, with over 30 years' experience in the financial services industry.

Jen is also a dynamic, down-to-earth person who is widely respected for her common sense and real-life approach to money, which clients often describe as a breath of fresh air.

Through her latest venture, Got Money Honey, Jen now hopes to share her extensive experience and down-to-earth wisdom with the women of Australia.

She is passionate about ensuring women have the tools and know-how to build financial security and freedom for the future: freedom from worry, freedom of choice, freedom to live their best lives.

5 Benefits of Superannuation

Retirement

Income

This can provide individuals with a regular income stream in retirement, helping to ensure financial security and a comfortable lifestyle.

Tax 

Benefits

Contributions are generally taxed at a lower rate than regular income, which can help individuals save money on taxes and increase their retirement savings.

Employer

Contributions

This can help employees save for retirement and increase their retirement savings, as well as provide a valuable employee benefit.

Investment growth

Invest contributions in a range of assets, with the goal of generating returns and growing the fund over time. This can help individuals increase their retirement savings and potentially achieve their retirement goals.

Insurance benefits

Many superannuation funds offer insurance benefits, such as life insurance and income protection insurance, which can provide additional financial protection and security for individuals and their families.

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Understand the basics of superannuation

By taking an active approach to their superannuation, individuals can work towards achieving financial security in retirement.

Superannuation is an important part of our social contract. It's about providing for those who have worked hard and contributed to our society.

TAKE THE QUIZ NOW !!

Understand the basics of superannuation

By taking an active approach to their superannuation, individuals can work towards achieving financial security in retirement.

Superannuation is an important part of our social contract. It's about providing for those who have worked hard and contributed to our society.

TAKE THE QUIZ NOW!